Chokkalingam Palaniappan (Managing Director):

Mr Chokkalingam Palaniappan is an MBA Finance from Thunderbird School of Global Management, USA and a Bachelor's degree in Mechanical Engineering from NIT, Jamshedpur. After serving in USA for more than six years as a Management Consultant, he moved to India and started Prakala Wealth Management Pvt. Ltd. in the year 2006. The company provides Wealth Management, Business and Financial Advisory Services. He has worked in India, Iran, Greece, and USA in various roles. He regularly writes articles in the Tamil personal finance magazine called “Nanayam Vikatan” & the Tamil Daily  "The Hindu". Also he participates in talk shows in financial related matters in Sun News channel. He has deep knowledge in finance, risk management, strategy, business development, and operations.



 Ramasamy Sridharan (Professional Director):

Mr. Ramasamy Sridharan is a Chartered Accountant and ex CFO (Chief Financial Officer) of Lakshmi Vilas Bank. He has more than 35 years of experience in the banking industry in various capacities. He joined Lakshmi Vilas Bank in the year 1973 as an officer and rose to the level of CFO and retired from the bank in the year 2010. He has worked in various departments within Lakshmi Vilas Bank. He is presently serving as a Partner in M/S Abarna & Ananthan Chartered Accountants. His experience in the banking sector will add great value to NFSL in various areas of our operation.



 T Sockalingam (Promoter Director):

Mr. Sockalingam completed his B.Com from Madurai Kamaraj University in the year 1990. For 12 years, from 1990 to 2002, he was working with Mittal Trading Company, Sivakasi. Since 2002, till date he is owning and managing Shree Palaneyappa Enterprises. The main activity of the business is marketing of paper and boards for leading paper dealers and producers throughout India.



 Thirupathi Manomani Ramanathan (Promoter Director):

Mrs. Thirupathi Manomani Ramanathan completed her P.U.C from Seethalakshmi College, Trichy. Subsequent to her education she ran Gold Loan (Pawn Broking) business, by the name Singaram Bankers, of her father for more than 15 years in Gobichettipalayam, Erode District, Tamilnadu. The business was run efficiently and profitably by her. She is actively involved in voluntary activities of Isha Foundation in Kharghar, Mumbai.


A. Chandrasekaran (Professional Director):

Mr. Chandrasekaran is a graduate in science from American College, Madurai, with additional qualifications in diamond grading and classification. His business track is enriched with an experience of 30 years still continuing, in gold loan business. Also he is a successful jewellery retailer for over 26 years.  He started many business units in the state of Tamilnadu and Keral and succeeded in almost all his business ventures. He also involves himself in various social activities especially those relating to education of the poor under 'Annamalai Trust'.

TR. Ramanathan (Head - Opearations):

Mr. Ramanathan served as Asst. General Manager with erstwhile Bank of Madura Ltd. and continued with ICICI Bank after the merger. He was instrumental in growing the business of Bank of Madura Ltd. and enlarging the bank's branches in states such as Gujarat, Maharashtra, Goa and other Northern States. He is well versed with all kinds of activities in the banking arena such as regulation, operations, administration, and business development. He has deep knowledge in the areas of controls, regulatory compliance and strategy.